December didn't really happen on this blog but it did on my main blog. I completed the Advent Challenge from Bible Society (see my last post) but I changed a few of the challenges to make them more suitable for a disabled lady living in a tiny market town who says hello to everyone she meets anyway!
I think my main "frugal" achievement in 2017 was managing to track my money in some detail for the final eight months of the year. I've always been able to track my current account spending but haven't previously been so good with tracking cash expenditure. I use YNAB (You Need A Budget) for which I won free software, and I count the cash in my purse each day then try to remember where it went. I have a category called, "Money Gone Walkabout" for the mysterious disappearances but have needed to use that less and less.
This has meant that I now have very good information on which to base my 2018 budget. I've decided that I won't have a main holiday this year but will have a couple of short breaks and some special days out. I think this will cost less and bring me more joy. I've checked my 2017 food expenditure which varied wildly month to month, and have a budget slightly reduced from my average spend.
My huge expenditure this year will be to replace my car. I was in an accident (not hurt, not my fault) on 30th November and although the insurance company has made a fairly good payout, I still need to find a little extra from my savings. Oh dear.