I'm sorry I haven't been around much but I have had a few days of eating frogs. I am sure you all know that if you have to eat a frog, the best thing to do is to eat it early in the day so that for the rest of the day you know that the worst thing you have to do today has already been done. You didn't know that? Well, you do now.
I keep chipping away at the Room of Shame and will take you back in there soon, but of rather more urgency has been doing a little financial re-organising. This was provoked by the closure of the only bank in our little town. I've long done most of my banking on-line but have always used one of the Big Four banks (even though I knew I could get a better deal elsewhere) because I felt that it was worth supporting banks which provide a service in rural areas. Well, they have changed their policy on that one so I decided to go for the better deal.
Never one to do things by halves this provoked a full scale money makeover. So far I have changed my broadband/TV/telephone package, my car insurance,my energy tariff, my current account and my credit card. None of these has been easy, largely because of my personal inefficiency, and the whole procedure has taken rather a lot of energy so blogging is taking a back seat